Data Source:Laws and Regulations Retrieving System of the Banking Bureau

1.The contract shall not contain any clauses on waiving contract cooling-off period by the cardholder.

2.The contract shall not contain an objection period less than 7 days during which the cardholder may raise objections against changes to the contract.

3.The contract shall not contain any provisions requiring the supplementary cardholder to bear joint liability for the credit card debt owed by the principal cardholder.

4.The contract shall not contain any provisions that include purchases made during the current billing cycle within the current principal for the calculation of the. finance charges

5.The contract shall not contain any provisions that include the finance charges, annual fees, or service charges such as cash advance fees, card loss report fees, access to a credit card receipt or late fees for the calculation of the finance charges.

6.The contract shall not contain any provisions for applying adjusted rate for revolving credit toward purchases made prior to the adjustment.

7.The contract shall not contain any advertisements for the Issuer and oral agreements between the cardholder and the Issuer, which do not constitute contents of the contract. The contract also shall not include the statement that advertisements are for reference only.

8.The contract shall not contain any provisions that require purchases made in a non- US dollar area be converted to USD prior to being converted to NTD.

9.The contract shall not contain any provisions that charge duplicate foreign transaction service fees for a single transaction made by the cardholder in a non- US dollar area.

10.The contract shall not contain any clauses that in violation of the good faith, fairness or any of the mandatory and prohibitive regulations.