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Title: Jin-Kuan-Yin-(1)-Zi-09610004170 (2008.01.10 Announced)
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   1 Jin-Kuan-Yin-(1)-Zi-09610004170
January 10, 2008

A commercial bank shall be entitled to continue holding the real estate acquired during its participation in urban renewal projects prior to the amendment of the Banking Act of the Republic of China dated July 4, 1975 by utilizing the non-self-use real estate which was acquired, expropriated without consideration, assumed or assumed previously for offsetting those debts related to Japanese assets without injecting cash funds or providing financing. The real estate held by the bank under the preceding Paragraph shall not be regarded as “real estate investment” as defined under Article 75 of the Banking Act. However, it is still required to take care for such a real estate in an active manner.